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ImÀ {i²tbmsS sXcsªSp¡pI
Hcp ImÀ hm§pIsb¶pÅXv km[mcW¡msc kw_Ôn¨nSt¯mfw Gsd BËmZw \ÂIp¶XmWv. hml\w hm§Wsa¶v Xocpam\saSp¯p Ignªm ]ns¶ F{Xbpws]s«¶v kz´am¡pIsb¶XmWv FÃmhcpsSbpw e£yw. CXn\nSbn GXp I¼\nbpsS hml\w, tamUÂ, IfÀ F¶n§s\bpÅ sXcsªSp¸mWv Gsd am\knI _p²napt«dnb kwKXn. F¦nepw hne, hml\hmbv], CÔ\s¨ehv, C³jpd³kv, sabnâ\³kv XpS§nbhsbÃmw hfsc {i²tbmsS ]cntim[n¡Ww. A{i²ambn, bmsXmcp ]T\hpw\S¯msX hml\whm§nbm Nnet¸mÄ henb _m[yXbmbncn¡pw ]n¶nSpWvSmhpI. ]pXnb hml\ambmepw bqkvUv ImÀ hm§m\mbmepw {i²nt¡WvS Nne Imcy§fpWvSv.

_Päv Xocpam\n¡pI

`qcn`mKw km[mcW¡mcpw DbÀ¶ hcpam\¡mcpw ]pXnb hml\w hm§p¶Xv hmbv]bneqsSbmbncn¡pw. hml\hmbv]bmbmepw BZyKUphmbn ASbvt¡WvS Uu¬ t]bvsaâv XpI, IqSmsX amkwtXmdpw ASbvt¡WvS CFwsF F¶nh IrXyambn IW¡pIq«Ww. hcpam\¯n\\pkcn¨pÅ CFwsF Xs¶bmWv amkwtXmdpw IsWvSt¯WvSsX¶v Dd¸phcp¯Ww. CXn\nSbn sabnâ\³kv sNehv (bqkvUv ImÀ BsW¦n sabnâ\³kv sNehv IqSpX IsWvSt¯WvSnhcpw), C³jpd³kv {]oanbw, CÔ\s¨ehv F¶nhbv¡pÅ XpIIqSn IcpXnbncn¡Ww. C¯cw Imcy§Ä IW¡pIq«p¶Xn\v lm³UvkvHm¬_m¦nwKv (handsonbanking.org) t]mepÅ sh_vsskäpIÄ klmb¯ns\¯pw.

hnhn[ ImÀ tjmdqapIÄ kµÀin¡pI

X§fpsS hcpam\hpw sNehpsN¿m\pÅ XpIbpw Xn«s¸Sp¯nbXn\ptijw GXp_PänepÅ hml\w hm§Wsa¶v Xocpam\n¡p¶p. ]n¶oSv k¦Â]¯nepÅ hml\w kz´am¡m³ km[yamb tjmdqapIsfÃmw kµÀin¡pI. CâÀs\äv ]cntim[n¡pIbmWv BZyL«¯n sN¿mhp¶ Gähpw Ffp¸amb amÀKw. CâÀs\äv ]cntim[n¨v \nÀamXmhv, tamUÂ, hne, aäp D]t`màm¡fpsS dnhypIÄ, t^mt«mIÄ, hoUntbm XpS§n FÃm km[yXIfpw ]cntim[n¨Xn\ptijw GXphml\w, FhnsS\n¶p hm§Wsa¶v Xocpam\n¡pI. AXn\ptijw tjmdqapIÄ kµÀin¡p¶Xmbncn¡pw D¯aw.

s{IUnäv kvtImÀ ]cntim[n¡pI

ImÀ hm§m³ hmbv]bv¡mbn _m¦ns\ kao]n¡p¶Xn\p ap¼v X§fpsS s{IUnäv kvtImÀ ]cntim[n¡p¶Xv \ÃXmbncn¡pw. s{IUnäv kvtImÀ ]cntim[n¡m³ ssa^ntIm tUm«vtImw (www.myfico.co) , B\phÂs{IUnäv dnt]mÀ«v tUm«v tImw (annualcreditreport.com) XpS§nb sh_vsskäpIÄ klmb¯ns\¯pw. Cu 3 UnPnäv s{IUnäv kvtImÀ ]cnKWn¨mbncn¡pw FÃm hmbv]bpw A\phZn¡pI. hml\w hm§m³ ImÀ Uoesd kao]n¡p¶Xn\p ap¼pXs¶ s{IUnäv kvtImÀ Ìmäkv ]Tn¨ncn¡p¶Xv \ÃXmWv. s{IUnäv kvtImÀ IpdhmsW¦n AS¨pXoÀ¡m\pÅ _m¦v _m[yXIsfÃmw AS¨pXoÀ¯v kvtImÀ DbÀ¯nbXn\ptijw hmbv]bv¡v At]£n¡pI. C§s\ s{IUnäv kvtImÀ DbÀ¯nbm Gähpw A\ptbmPyamb ]eni\nc¡n Bhiyamb Imemh[n¡v hmbv] Xcs¸Sp¯m³ km[n¡pw.

C³jpd³kv {]oanbw

FÃmhÀjhpw ASbvt¡WvS _m[yXbmWv C³jpd³kv. hml\w kz´am¡p¶tXmsSm¸w A[nI_m[yXbmbn hcp¶ C³jpd³kns\¡pdn¨v tem¡Â C³jpd³kv GPâv, Hm¬sse³ s{]msshUÀ F¶nhcn \n¶v hnhc§Ä tiJcn¡mw. Ah\hsâ _PänsemXp§p¶ C³jpd³kv XpIbmtWmsb¶v hml\w hm§p¶Xn\pap¼v Dd¸phcp¯Ww. hnhn[ ImdpIÄ¡v hnhn[ \nc¡nepÅ C³jpd³kv {]oanbambncn¡pw ASbvt¡WvSXv. IqSmsX BZyambn hml\whm§p¶bmfmsW¦n {]oanbw Aev]w IqSpXembncn¡pw. C¯cw Imcy§Ä icnbmbn ]Tn¨m \ap¡v A\ptbmPyamb hml\w sXcsªSp¡m³ km[n¡pw.

þ]n.Un. _n\p

hn]Wnbnse hnizmk{]amW§Ä
Hmlcn hn]Wnbn Ft¸mgpw tIÄ¡p¶ cWvSp hm¡pIfmWv _pÄ, s_bÀ (ImfIfpw IcSnIfpw). apt¶m«v IpXn¨p]mbp¶ \o¡§Ä¡v sIm¼n DbÀ¯p¶ ImfbpsS cq]hpw,
{_qIven³ {_nUvPv BßtNmZ\bpsS kvamcIw
]s¯m³]Xmw \qämWvSnsâ Ahkm\w. Hcp \Zn¡p IpdpsI Ac IntemaoäÀ \of¯n Hcp ]mew ]Wnbm³ F{X \mÄ thWvSn hcpw F¶v Hcp tNmZyw Bsc¦nepw tNmZn¨mÂ
ÌmÀ«]v: ]Sp¯pbÀ¯mw `mhn
lbÀsk¡âdn hnZym`ymkw IgnªmepS³ F³Pn\obdnwKv D]cn]T\¯n\mbn sXcsªSp¡p¶hcmWv aebmfnIfn Gdnb ]¦pw. s]s«¶v \à i¼ft¯msS Hcp tPmen
kzÀW¯n \nt£]n¡mw
"N¯ \nt£]'sa¶mWv ]e {]apJ \nt£]I hnZKv[cpw kzÀWs¯ hntijn¸n¡p¶Xv. Hcn¡Â hm§nbm AXp B`cWcq]¯nemsW¦n s]«nbnepw icoc¯nepw
ho«½amÀ¡p klmbambn Ab¡mcnIfpsS Bibw
D¨ `£Whpsamcp¡n Ip«nIsf kvIqfn Ab¨Xn\ptijw ]mXn `£Ww Ign¨pw Ign¡msXbpw t]mIp¶ ho«½amsc F§s\ klmbn¡msa¶ Nn´bn \n¶mWv "N¸m¯n FIvkv{]kn\p' XpS¡w.
tkmPn ]dbp¶p, ]¯p an\n«n ao³ Idn sdUn
ao³ Idn Iq«n Hcp DuWp Ign¡m³ Ignªm AXnÂ]cw kwXr]vXn asäm¶nepw In«nà F¶p ]dbp¶hcmWv aebmfnIÄ. ]t£, FÃmhcpw tPmen¡mcpw Xnc¡pImcpambtXmsS
F^vUn: kpc£nXw, ]t£ hcpam\w Ipdhv
Ønc \nt£]w (F^vUn) Hcp hWvSÀ^pÄ \nt£] DXv]¶amWv. hfsc efnXhpw. BÀ¡pw a\knemIp¶h. \nt£]¯n\v CjvSapÅ Imebfhv sXcsªSp¡mw. {]tXyIn¨pw
F^vUn¡p ]Icw sUäv ^WvSv
HmKÌv H¼Xn\v Hcn¡Â¡qSn dnkÀhv _m¦nsâ ]W\bsa¯pIbmWv. ]eni \nc¡v Im iXam\w IWvSp Ipdbv¡psa¶p IcpXp¶hÀ GsdbpWvSv. Ct¸mÄ Ipd¨nsænepw
kÀ¡mcn\p hcpam\w; shfns¸Sp¯p¶hÀ¡v kam[m\w
P\m[n]Xy cmPy§fn \nbaw ]men¡pI F¶Xv Hmtcm ]ucsâbpw ISabmWv. \nbaw ]men¡p¶ptWvSm F¶v NpaXes¸«hÀ \nco£n¡pw. F¶m Ft¸mgpw CXv km²yambn...
F.BÀ. apcpKZmkv kz]v\¯n\p ]n¶mse Xfcm¯ a\kpambn
2001 P\phcn 14. Xangv\m«nsebpw tIcf¯nse Nne Øe§fnsebpw XntbädpIfn APnXv \mbI\mb Nn{Xw dneokv sN¿pIbmWv. hnPbv kn\n Iwss_³kn\pthWvSn Pb{]im´mWv Nn{Xw
tIcf _m¦v bmYmÀ°yamIpt¼mÄ
]nWdmbn hnPbsâ t\XrXz¯nepÅ CSXp P\m[n]Xy ap¶Wn a{´nk` A[nImctasäSp¯n«v Hcp amkw ]n¶n«ncn¡pIbmWv. Npcp§nb Znhk§Ä¡Iw Xs¶ knhn kÀÆokv apXÂ
tIcf¯nsâ seh DbÀ¯m³
kvamÀSv knän sIm¨n Hcp \nan¯amhpIbmWv. tem F³Uv sXmgnenÂ\n¶p anUv, ssl F³Uv sXmgnente¡pÅ tIcf¯nsâ amä¯nsâ XpS¡w. sFSnbn am{Xaà `mhnbnÂ
samss_ t^m¬ icoc¯n _mly AhbhamIpt¼mÄ
Ipd¨p kabt¯¡v kz´w samss_ t^m¬ \ãs¸«t¸mÄ, AXv XncnsI e`n¡pw hsc kz´w icoc¯nse Hcp Ahiy `mKw \ãs¸«Xpt]mse tXm¶nsb¶v
{][m\s¸« \nIpXn em` D]IcW§Ä
\nIpXn em`¯n\mbpÅXpw F¶m ZoÀLIme¯n anI¨ \nt£]ambn XocpIbpw sN¿p¶ \nIpXn em` D]IcW§sf ]cnNbs¸Smw.
"\mep hÀj¯n\pÅn 5000 tImSn hnäphchp e£yw'
C´ybnte¡p Xncn¨phcp¶Xnsâ `mKambn PÀa³ F^vFwknPn I¼\nbmb sl¦Â FPn tPymXn et_md«dokn \nt£]w \S¯m³ XbmdmhpIbmWv. 2011þ C´ybnÂ\n¶p
t\cs¯ XpS§mw, dn«bÀsaân\v
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Imem\pkmcnbmb Nn«tbmSpIqSnb sNdnb \nt£]§fmWv `mhnbn henb k¼¯mbnamdn \½psS kz]v\§sfbpw B{Kl§sfbpw km£mXvIcn¡p¶Xv. F§s\...
tNmt¢äv \ÂIpw hcpam\¯nsâ Cc«n a[pcw
Icbp¶ Ipªn\p t\sc Hcp tNmt¢äv \o«pt¼mÄ I®ocn\nSbneqsS hncnbp¶ Nncn ImWm³ Hcp {]tXyI `wKnbmWv. B Nncn ImWm\mbn Icbn¡pIbpw B Nncn¡pÅ hIbmb
tkm¸neqsS kzbw kwcw`Ibmb ho«½
Ncn{Xw hgn amdpw NneÀ hcpt¼mÄ F¶p ]dbp¶Xp t]mse X½\w ss]ss¸e³ PwKvj\nse ho«½ tdmknenbpsS PohnXhpw hgnamdnbXv Hcp ]cnNbs¸SeneqsSbmWv.
atejybn \n¶pw t]kv{SobpsS a[pchpambn tIcf¯nte¡v
tNmt¢äpt]mse a[pcambn aebmf¯n hnt\mjn\n i¦À Xsâ t]kv{So kvIqfns\¡pdn¨p ]dªt¸mÄ aebmfnbmbncn¡psa¶mWv IcpXnbXv. ImcWw A{X ip²XtbmsSbpw...
efnXw, kpµcw, kpXmcyw FkvsF]n
temwKÀ Zn ]ncobUv, tamÀ Z shÂXv' F¶ XXzamWv FkvsF]n \nt£]¯nsâ ImXÂ. \nt£]Imebfhv F{Xam{Xw IqSp¶pthm A{Xt¯mfw dnt«¬ IqSp¶Xmbn ImWmw.
AXmbXv henb XpIbv¡pÅ.......
sXmSnbnÂ\ns¶mcp BtcmKy ]m\obw tIm¡\«v an¡v
thZ§Ä "I¸hr£'sa¶p hnfn¡p¶Xp icnbmsW¶v Hcn¡Â IqSn sX§v sXfnbn¨ncn¡pIbmWv. Cu hr£¯neqsS {]IrXn Hcp A½bpsS Icemf\w \ap¡p \o«nbncn¡pIbmWv. sX§nÂ\n¶p DXv]¶§fpsS s...
BcmWv \n§Ä¡v i¼fw Xcp¶Xv
Hcp hÀjw ap¼p sIm¨n ISh{´bnse {]ikvXamb Hcp kq¸ÀamÀ¡än \n¶p km[\§Ä hm§n _nÃp ASbv¡m³ sXc¡p Ipdª hcnbn \n¡pIbmbncp¶p Rm³. _nÃv ASn¡p¶ sNdp¸¡mcnbmb bphXn hfsc ...
t\cn«pw \nt£]w \S¯mw
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]pXnb `cWw; icnbm¡mt\sd
tIcf¯nse A½amÀ¡p a¡sf IWvSp I®Sbv¡m³ km[n¡pIbnÃ.... '' t{]mIvSÀ B³Uv Kmw_nÄ C´ybpsS knCH Bbncp¶ Fgp¯pImc\pw amt\Pvsaâv hnZKv[\pamb KpÀNc¬ Zmkv Hcn¡Â ]dbpIbpWvSm...
\Ã ^WvSv sXcsªSp¡m³ Ncn{Xw ]mTam¡mw
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tIcfw kwcw`I Ahkc§fpsS `qan
FÃm _nkn\kpw sNethdnbXÃ. Ipdª \nt£]¯n HmSn¨psImWvSpt]mImhp¶ \nch[n _nkn\kpIÄ \½psS NpäpapWvSv. ]Wt¯¡mÄ CXn\p thWvSXv \à tkh\w \ÂIm\pÅ at\m`mhhpw A²zm\n¡phm\p...
Bßhnizmkw \ÂInb hnPbhpambn Hma\
ss[cy ]qÀÆapÅ Nne FSp¯p Nm«§fmWv Nnet¸msgms¡ hnPb¯nsâ BZy Nhn«p ]Snbmbn amdpI. A¯csamcp FSp¯Nm«¯neqsS hnPbw t\Snb kwcw`IbmWv AcpÀ kztZin\n Hma\ apcfo[c³.
CS]mSpIÄ¡n\n ]m³ ImÀUv \nÀ_Ôw
FÃm taJeIfnepw kpXmcyamb ]WanS]mSpIÄ km[yam¡pI F¶ e£yt¯msSbmWv BZmb\nIpXn hIp¸v ]m³ ImÀUv kwhn[m\w \S¸nem¡p¶Xv. \nIpXn sh«n¨pÅ ]Wan]mSpIÄ hym]IamIp¶ kmlNcy¯n...
NqSns\ ]nSn¨p \nÀ¯mw Idâv _nÃpw Ipdbv¡mw
kpJmt\zjW¯n\p aps¶ Ct¸mÄ hcp¶ tNmZyanXmWv. ]pd¯nd§nbm Np«p s]mÅp¶p. ]t£, ]pd¯nd§mXncn¡m³ ]äptam, C\n ho«nencn¡msa¶p sh¨mtem AXpw ]änÃ. CXns\ms¡ ]pdsabmWv Fkn b...
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